With the holiday season well underway, WOKV's Consumer Warrior Clark Howard is breaking down who to tip and how much. Howard says if you're looking to tip delivery men and women, there are a number of rules surrounding that. 'UPS drivers are allowed to accept a very small amount of money. Letter carriers are not allowed to accept cash. They're not allowed to accept cash equivalents, would mean like a gift card. But you can give them something that costs you no more than $20,' says Howard. He says Fed Ex workers, meanwhile, can accept gifts of up to $75. He says can also consider tipping people like your handyman, your trash pick-up team, teachers, babysitters, and more. But Howard says tipping is a very personal decision. You can find his full guide to 2019 holiday tipping by clicking HERE.